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Security and Fraud Management
Security and Fraud Management
HOW WE KEEP YOUR ACCOUNTS SAFE
At Wintrust, we’re committed to safeguarding your finances and securing your personal information. That’s why we use advanced security and fraud controls to defend against threats, including phishing, business email compromise (BEC), fake checks, ACH fraud, malware, and ransomware. We also offer fraud education resources that outline simple steps you can take to protect yourself and your accounts from falling into the wrong hands.
If you believe you’ve been a victim of fraud, please contact our team immediately by calling 877-279-1300.
FRAUD SCHEMES TO WATCH OUT FOR
Phishing and business email compromise (BEC)
Hoping for a big catch, criminals target individuals, organizations, and businesses, hoping that someone will eventually “take the bait” and give them private information or download malware.
Fake check scams
Thieves trick victims into depositing fake checks and sending funds to a third party. Unfortunately, once the bank discovers the fraudulent activity, the victim is responsible for reimbursing the bank.
ACH fraud
If your account number falls into the wrong hands, criminals can use it to initiate unauthorized payments without using your physical card.
Malware and ransomware
Out-of-date software, suspicious links, and unfamiliar attachments can all lead to a victim accidentally downloading malware or ransomware, which can compromise your sensitive information and cause financial harm.
POSITIVE PAY FRAUD PREVENTION
Our suite of monitoring tools can help secure your organization’s accounts and prevent fraud.
CHECK POSITIVE PAY
- Compares checks presented for payment against issued check information
- Identifies discrepancies to help protect your accounts
REVERSE POSITIVE PAY
- Reviews checks before payment
- Investigates discrepancies
- Choose to pay, return, or adjust discrepancies
ACH POSITIVE PAY
- Scans electronic transactions
- Returns unauthorized entries
ABOUT OUR TEAM
Our Enterprise Fraud Management Team includes talented fraud experts with various fraud, financial crime, and investigative backgrounds. Using best-in-class fraud analytics and transaction monitoring tools, they work directly with government agencies to prevent and resolve fraud cases and protect our clients’ funds and confidential information.
